How much could an off-payroll enquiry cost?

Enter a few figures to see what classification errors could cost in tax, interest and penalties across three illustrative scenarios.

Three illustrative scenarios

See the exposure if 10%, 25% or 50% of your engagements were incorrectly outside IR35.

Full working, line by line

Income tax, NIC, levy, credit, interest and penalty, all on 2026/27 rates.

Your assumptions, not ours

Adjust credit for tax already paid, penalty and HMRC interest to match your view.

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Quint Group logo
Thredd logo
RS Group logo
Aston Martin logo
Take2 logo
Commvault logo
Dementia UK logo
Royal Yachting Association logo
£

Fees paid to outside-IR35 contractors working through their own limited companies, not your total supplier spend. Exclude agency margins.

Contractors in the same year

Count distinct contractors paid during the same year as the spend, not only those active today.

Period illustrated (years)

Uses the same annual spend and 2026/27 rates for each year illustrated.

Illustrative scenarios only, using 2026/27 rates. Not an assessment of your compliance or a prediction of an HMRC bill.